Call reports 2007
SYRINGA BANK — 2007
What SYRINGA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,497,000 | 265,171,000 | 273,580,000 | 285,971,000 |
| Total loans | 202,349,000 | 229,856,000 | 249,227,000 | 258,124,000 |
| Allowance for loan losses | 2,975,000 | 3,311,000 | 3,725,000 | 3,876,000 |
| Securities available for sale | 13,522,000 | 15,185,000 | 16,433,000 | 17,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,499,000 | 219,201,000 | 224,141,000 | 209,906,000 |
| Interest-bearing deposits | 144,239,000 | 186,204,000 | 191,064,000 | 178,803,000 |
| Noninterest-bearing deposits | 32,260,000 | 32,998,000 | 33,077,000 | 31,104,000 |
| Equity capital | 41,126,000 | 40,825,000 | 41,028,000 | 41,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,210,000 | 9,177,000 | 14,681,000 | 20,290,000 |
| Interest expense | 1,726,000 | 3,632,000 | 5,858,000 | 8,123,000 |
| Net interest income | 2,484,000 | 5,545,000 | 8,823,000 | 12,167,000 |
| Noninterest income | 272,000 | 581,000 | 900,000 | 1,228,000 |
| Noninterest expense | 2,951,000 | 6,089,000 | 8,821,000 | 11,112,000 |
| Provision for loan losses | 303,000 | 645,000 | 1,077,000 | 1,362,000 |
| Pretax income | -498,000 | -608,000 | -175,000 | 921,000 |
| Income tax | -195,000 | -237,000 | -68,000 | 309,000 |
| Net income | -303,000 | -371,000 | -107,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,145,000 | 41,027,000 | 41,140,000 | 41,758,000 |
| Total capital | 43,870,000 | 44,182,000 | 44,452,000 | 45,179,000 |
| Risk-weighted assets | 217,644,000 | 252,191,000 | 264,481,000 | 273,189,000 |