Call reports 2006
SYRINGA BANK — 2006
What SYRINGA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,909,000 | 178,434,000 | 189,268,000 | 201,295,000 |
| Total loans | 151,933,000 | 162,900,000 | 172,461,000 | 181,112,000 |
| Allowance for loan losses | 2,127,000 | 2,367,000 | 2,608,000 | 2,780,000 |
| Securities available for sale | 11,636,000 | 10,999,000 | 12,341,000 | 13,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,197,000 | 140,812,000 | 151,099,000 | 170,173,000 |
| Interest-bearing deposits | 118,636,000 | 109,481,000 | 121,570,000 | 142,851,000 |
| Noninterest-bearing deposits | 30,561,000 | 31,331,000 | 29,529,000 | 27,322,000 |
| Equity capital | 18,983,000 | 19,179,000 | 19,691,000 | 19,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,052,000 | 6,403,000 | 10,074,000 | 14,022,000 |
| Interest expense | 894,000 | 1,925,000 | 3,176,000 | 4,691,000 |
| Net interest income | 2,158,000 | 4,478,000 | 6,898,000 | 9,331,000 |
| Noninterest income | 253,000 | 528,000 | 777,000 | 1,068,000 |
| Noninterest expense | 1,701,000 | 3,457,000 | 5,226,000 | 7,394,000 |
| Provision for loan losses | 336,000 | 576,000 | 825,000 | 1,141,000 |
| Pretax income | 374,000 | 973,000 | 1,624,000 | 1,864,000 |
| Income tax | 146,000 | 379,000 | 633,000 | 727,000 |
| Net income | 228,000 | 594,000 | 991,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,087,000 | 19,387,000 | 19,744,000 | 19,820,000 |
| Total capital | 21,090,000 | 21,567,000 | 22,019,000 | 22,252,000 |
| Risk-weighted assets | 160,080,000 | 174,183,000 | 181,611,000 | 194,006,000 |