Call reports 2005
SYRINGA BANK — 2005
What SYRINGA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,297,000 | 144,451,000 | 158,802,000 | 164,561,000 |
| Total loans | 123,822,000 | 125,342,000 | 139,300,000 | 144,475,000 |
| Allowance for loan losses | 1,628,000 | 1,661,000 | 1,784,000 | 1,921,000 |
| Securities available for sale | 8,528,000 | 9,167,000 | 8,297,000 | 8,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,449,000 | 128,041,000 | 139,419,000 | 139,784,000 |
| Interest-bearing deposits | 98,925,000 | 106,727,000 | 107,127,000 | 113,596,000 |
| Noninterest-bearing deposits | 24,524,000 | 21,314,000 | 32,292,000 | 26,187,000 |
| Equity capital | 12,994,000 | 13,373,000 | 13,666,000 | 18,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,676,000 | 7,262,000 | 10,149,000 |
| Interest expense | 528,000 | 1,093,000 | 1,773,000 | 2,560,000 |
| Net interest income | 1,758,000 | 3,583,000 | 5,489,000 | 7,589,000 |
| Noninterest income | 163,000 | 366,000 | 592,000 | 853,000 |
| Noninterest expense | 1,366,000 | 2,828,000 | 4,221,000 | 5,835,000 |
| Provision for loan losses | 127,000 | 179,000 | 365,000 | 592,000 |
| Pretax income | 428,000 | 942,000 | 1,495,000 | 2,015,000 |
| Income tax | 168,000 | 367,000 | 583,000 | 785,000 |
| Net income | 260,000 | 575,000 | 912,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,007,000 | 13,346,000 | 13,692,000 | 18,909,000 |
| Total capital | 14,594,000 | 14,941,000 | 15,384,000 | 20,802,000 |
| Risk-weighted assets | 126,895,000 | 127,498,000 | 143,676,000 | 151,327,000 |