Call reports 2002
SYRINGA BANK — 2002
What SYRINGA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,916,000 | 51,515,000 | 60,256,000 | 67,027,000 |
| Total loans | 36,128,000 | 37,443,000 | 44,378,000 | 51,233,000 |
| Allowance for loan losses | 581,000 | 636,000 | 687,000 | 771,000 |
| Securities available for sale | 8,248,000 | 9,312,000 | 12,276,000 | 12,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,526,000 | 46,114,000 | 54,963,000 | 57,769,000 |
| Interest-bearing deposits | 34,076,000 | 38,733,000 | 45,470,000 | 47,515,000 |
| Noninterest-bearing deposits | 7,450,000 | 7,381,000 | 9,493,000 | 10,254,000 |
| Equity capital | 4,838,000 | 4,829,000 | 4,720,000 | 4,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,591,000 | 2,510,000 | 3,517,000 |
| Interest expense | 246,000 | 508,000 | 799,000 | 1,100,000 |
| Net interest income | 529,000 | 1,083,000 | 1,711,000 | 2,417,000 |
| Noninterest income | 182,000 | 305,000 | 497,000 | 839,000 |
| Noninterest expense | 661,000 | 1,366,000 | 2,259,000 | 3,389,000 |
| Provision for loan losses | 75,000 | 130,000 | 210,000 | 305,000 |
| Pretax income | -25,000 | -108,000 | -261,000 | -438,000 |
| Income tax | -12,000 | -12,000 | -12,000 | 0 |
| Net income | -13,000 | -96,000 | -249,000 | -438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,756,000 | 4,684,000 | 4,553,000 | 4,402,000 |
| Total capital | 5,241,000 | 5,194,000 | 5,152,000 | 5,054,000 |
| Risk-weighted assets | 38,744,000 | 40,649,000 | 47,846,000 | 52,070,000 |