Call reports 2001
SYRINGA BANK — 2001
What SYRINGA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,077,000 | 41,322,000 | 43,391,000 | 45,750,000 |
| Total loans | 25,437,000 | 27,933,000 | 31,711,000 | 33,904,000 |
| Allowance for loan losses | 350,000 | 360,000 | 444,000 | 492,000 |
| Securities available for sale | 9,458,000 | 11,019,000 | 9,414,000 | 9,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,225,000 | 35,369,000 | 35,364,000 | 37,986,000 |
| Interest-bearing deposits | 28,344,000 | 28,990,000 | 28,442,000 | 31,291,000 |
| Noninterest-bearing deposits | 6,881,000 | 6,379,000 | 6,922,000 | 6,695,000 |
| Equity capital | 4,711,000 | 4,771,000 | 4,860,000 | 4,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,531,000 | 2,334,000 | 3,142,000 |
| Interest expense | 346,000 | 662,000 | 965,000 | 1,241,000 |
| Net interest income | 428,000 | 869,000 | 1,369,000 | 1,901,000 |
| Noninterest income | 73,000 | 246,000 | 445,000 | 700,000 |
| Noninterest expense | 457,000 | 951,000 | 1,468,000 | 2,106,000 |
| Provision for loan losses | 20,000 | 37,000 | 114,000 | 169,000 |
| Pretax income | 24,000 | 127,000 | 232,000 | 326,000 |
| Income tax | 8,000 | 43,000 | 79,000 | 140,000 |
| Net income | 16,000 | 84,000 | 153,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,671,000 | 4,739,000 | 4,808,000 | 4,841,000 |
| Total capital | 5,021,000 | 5,099,000 | 5,239,000 | 5,294,000 |
| Risk-weighted assets | 28,354,000 | 31,039,000 | 34,464,000 | 36,192,000 |