Call reports 2026
IOWA STATE BANK AND TRUST COMPANY — 2026
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 325,288,000 | 352,064,000 |
| Total loans | 247,234,000 | 253,375,000 |
| Allowance for loan losses | 2,590,000 | 2,686,000 |
| Securities available for sale | 51,803,000 | 65,082,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 270,867,000 | 300,897,000 |
| Interest-bearing deposits | 224,469,000 | 256,206,000 |
| Noninterest-bearing deposits | 46,398,000 | 44,691,000 |
| Equity capital | 26,519,000 | 27,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,732,000 | 9,790,000 |
| Interest expense | 1,890,000 | 4,029,000 |
| Net interest income | 2,842,000 | 5,761,000 |
| Noninterest income | 116,000 | 247,000 |
| Noninterest expense | 1,614,000 | 3,158,000 |
| Provision for loan losses | 105,000 | 235,000 |
| Pretax income | 1,262,000 | 2,666,000 |
| Income tax | 274,000 | 580,000 |
| Net income | 988,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,888,000 | 27,685,000 |
| Total capital | 29,505,000 | 30,398,000 |
| Risk-weighted assets | 249,022,000 | 253,968,000 |