Call reports 2024
IOWA STATE BANK AND TRUST COMPANY — 2024
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 257,427,000 | 264,746,000 | 258,598,000 | 269,395,000 |
| Total loans | 196,435,000 | 200,841,000 | 201,264,000 | 211,467,000 |
| Allowance for loan losses | 1,944,000 | 1,999,000 | 2,054,000 | 2,099,000 |
| Securities available for sale | 24,197,000 | 32,903,000 | 25,915,000 | 28,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,348,000 | 211,404,000 | 207,970,000 | 223,723,000 |
| Interest-bearing deposits | 158,086,000 | 166,509,000 | 164,686,000 | 179,716,000 |
| Noninterest-bearing deposits | 46,262,000 | 44,895,000 | 43,284,000 | 44,007,000 |
| Equity capital | 20,314,000 | 20,655,000 | 21,233,000 | 21,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,342,000 | 7,010,000 | 10,782,000 | 14,617,000 |
| Interest expense | 1,562,000 | 3,303,000 | 5,413,000 | 7,265,000 |
| Net interest income | 1,780,000 | 3,707,000 | 5,369,000 | 7,352,000 |
| Noninterest income | 108,000 | 217,000 | 323,000 | 433,000 |
| Noninterest expense | 1,166,000 | 2,519,000 | 3,692,000 | 5,137,000 |
| Provision for loan losses | 40,000 | 95,000 | 150,000 | 195,000 |
| Pretax income | 682,000 | 1,310,000 | 1,915,000 | 2,517,000 |
| Income tax | 159,000 | 304,000 | 458,000 | 585,000 |
| Net income | 523,000 | 1,006,000 | 1,457,000 | 1,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,787,000 | 21,131,000 | 21,442,000 | 21,777,000 |
| Total capital | 22,626,000 | 23,025,000 | 23,394,000 | 23,774,000 |
| Risk-weighted assets | 193,313,000 | 197,753,000 | 198,397,000 | 206,346,000 |