Call reports 2022
IOWA STATE BANK AND TRUST COMPANY — 2022
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,177,000 | 188,305,000 | 189,982,000 | 210,861,000 |
| Total loans | 133,179,000 | 145,665,000 | 155,299,000 | 163,879,000 |
| Allowance for loan losses | 1,533,000 | 1,533,000 | 1,533,000 | 1,582,000 |
| Securities available for sale | 12,331,000 | 13,915,000 | 13,561,000 | 13,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,265,000 | 159,371,000 | 154,594,000 | 175,346,000 |
| Interest-bearing deposits | 101,317,000 | 99,296,000 | 98,772,000 | 124,210,000 |
| Noninterest-bearing deposits | 53,948,000 | 60,075,000 | 55,822,000 | 51,136,000 |
| Equity capital | 15,812,000 | 16,839,000 | 16,768,000 | 16,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 3,073,000 | 4,852,000 | 6,929,000 |
| Interest expense | 154,000 | 340,000 | 551,000 | 1,112,000 |
| Net interest income | 1,292,000 | 2,733,000 | 4,301,000 | 5,817,000 |
| Noninterest income | 129,000 | 267,000 | 381,000 | 318,000 |
| Noninterest expense | 1,058,000 | 2,247,000 | 3,412,000 | 4,583,000 |
| Provision for loan losses | 54,000 | 54,000 | 54,000 | 114,000 |
| Pretax income | 309,000 | 699,000 | 1,216,000 | 1,438,000 |
| Income tax | 70,000 | 156,000 | 281,000 | 330,000 |
| Net income | 239,000 | 543,000 | 935,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,189,000 | 17,388,000 | 17,576,000 | 17,543,000 |
| Total capital | — | 18,921,000 | 19,109,000 | 19,125,000 |
| Risk-weighted assets | — | 147,655,000 | 157,743,000 | 167,236,000 |