Call reports 2021
IOWA STATE BANK AND TRUST COMPANY — 2021
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 166,893,000 | 173,833,000 | 166,374,000 | 185,037,000 |
| Total loans | 132,842,000 | 128,018,000 | 127,713,000 | 129,762,000 |
| Allowance for loan losses | 1,309,000 | 1,387,000 | 1,399,000 | 1,479,000 |
| Securities available for sale | 9,488,000 | 8,023,000 | 7,985,000 | 11,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,490,000 | 144,893,000 | 137,324,000 | 156,065,000 |
| Interest-bearing deposits | 94,190,000 | 100,253,000 | 89,430,000 | 100,726,000 |
| Noninterest-bearing deposits | 44,300,000 | 44,640,000 | 47,894,000 | 55,339,000 |
| Equity capital | 15,431,000 | 15,865,000 | 15,958,000 | 16,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,783,000 | 5,217,000 | 6,671,000 |
| Interest expense | 176,000 | 362,000 | 531,000 | 697,000 |
| Net interest income | 1,660,000 | 3,421,000 | 4,686,000 | 5,974,000 |
| Noninterest income | 156,000 | 265,000 | 403,000 | 573,000 |
| Noninterest expense | 945,000 | 1,929,000 | 2,938,000 | 4,021,000 |
| Provision for loan losses | 28,000 | 106,000 | 134,000 | 213,000 |
| Pretax income | 843,000 | 1,695,000 | 2,061,000 | 2,357,000 |
| Income tax | 203,000 | 405,000 | 490,000 | 556,000 |
| Net income | 640,000 | 1,290,000 | 1,571,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,430,000 | 15,919,000 | 16,041,000 | 16,110,000 |
| Total capital | 16,739,000 | 17,306,000 | 17,440,000 | 17,589,000 |
| Risk-weighted assets | 121,141,000 | 124,634,000 | 123,817,000 | 130,822,000 |