Call reports 2020
IOWA STATE BANK AND TRUST COMPANY — 2020
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 135,275,000 | 155,792,000 | 155,004,000 | 160,189,000 |
| Total loans | 107,293,000 | 112,789,000 | 115,954,000 | 118,058,000 |
| Allowance for loan losses | 1,220,000 | 1,240,000 | 1,260,000 | 1,280,000 |
| Securities available for sale | 9,959,000 | 10,006,000 | 10,004,000 | 9,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,112,000 | 127,930,000 | 127,528,000 | 133,106,000 |
| Interest-bearing deposits | 76,992,000 | 89,053,000 | 88,687,000 | 89,731,000 |
| Noninterest-bearing deposits | 30,120,000 | 38,877,000 | 38,841,000 | 43,375,000 |
| Equity capital | 14,463,000 | 14,859,000 | 15,004,000 | 15,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,229,000 | 4,536,000 | 5,960,000 |
| Interest expense | 346,000 | 620,000 | 853,000 | 1,069,000 |
| Net interest income | 1,132,000 | 2,609,000 | 3,683,000 | 4,891,000 |
| Noninterest income | 190,000 | 265,000 | 494,000 | 573,000 |
| Noninterest expense | 913,000 | 1,782,000 | 2,668,000 | 3,640,000 |
| Provision for loan losses | 100,000 | 120,000 | 140,000 | 160,000 |
| Pretax income | 344,000 | 1,007,000 | 1,404,000 | 1,699,000 |
| Income tax | 78,000 | 235,000 | 326,000 | 392,000 |
| Net income | 266,000 | 772,000 | 1,078,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,389,000 | 14,734,000 | 14,880,000 | 14,950,000 |
| Total capital | 15,609,000 | 15,974,000 | 16,140,000 | 16,230,000 |
| Risk-weighted assets | 105,515,000 | 106,362,000 | 106,843,000 | 113,281,000 |