Call reports 2019
IOWA STATE BANK AND TRUST COMPANY — 2019
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,747,000 | 133,638,000 | 132,541,000 | 135,937,000 |
| Total loans | 103,645,000 | 104,017,000 | 103,897,000 | 105,759,000 |
| Allowance for loan losses | 1,067,000 | 1,097,000 | 1,106,000 | 1,120,000 |
| Securities available for sale | 12,000,000 | 11,899,000 | 11,244,000 | 11,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,649,000 | 107,413,000 | 102,901,000 | 109,543,000 |
| Interest-bearing deposits | 84,053,000 | 75,556,000 | 73,048,000 | 77,814,000 |
| Noninterest-bearing deposits | 35,596,000 | 31,857,000 | 29,853,000 | 31,729,000 |
| Equity capital | 13,195,000 | 13,447,000 | 13,733,000 | 14,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,963,000 | 4,463,000 | 5,981,000 |
| Interest expense | 364,000 | 770,000 | 1,167,000 | 1,539,000 |
| Net interest income | 1,077,000 | 2,193,000 | 3,296,000 | 4,442,000 |
| Noninterest income | 134,000 | 293,000 | 457,000 | 608,000 |
| Noninterest expense | 794,000 | 1,707,000 | 2,519,000 | 3,249,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 85,000 |
| Pretax income | 387,000 | 719,000 | 1,169,000 | 1,721,000 |
| Income tax | 87,000 | 159,000 | 265,000 | 395,000 |
| Net income | 300,000 | 560,000 | 904,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,609,000 | 13,741,000 | 13,957,000 | 14,251,000 |
| Total capital | 14,676,000 | 14,838,000 | 15,063,000 | 15,371,000 |
| Risk-weighted assets | 105,354,000 | 106,126,000 | 103,211,000 | 107,904,000 |