Call reports 2018
IOWA STATE BANK AND TRUST COMPANY — 2018
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,030,000 | 132,931,000 | 136,507,000 | 132,935,000 |
| Total loans | 97,708,000 | 100,682,000 | 101,719,000 | 102,375,000 |
| Allowance for loan losses | 943,000 | 973,000 | 1,004,000 | 1,036,000 |
| Securities available for sale | 12,563,000 | 12,704,000 | 12,583,000 | 11,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,418,000 | 111,687,000 | 113,519,000 | 109,609,000 |
| Interest-bearing deposits | 75,094,000 | 76,704,000 | 76,789,000 | 75,866,000 |
| Noninterest-bearing deposits | 35,324,000 | 34,983,000 | 36,730,000 | 33,743,000 |
| Equity capital | 12,312,000 | 12,445,000 | 12,514,000 | 12,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,559,000 | 3,953,000 | 5,373,000 |
| Interest expense | 230,000 | 487,000 | 770,000 | 1,101,000 |
| Net interest income | 1,015,000 | 2,072,000 | 3,183,000 | 4,272,000 |
| Noninterest income | 120,000 | 242,000 | 408,000 | 573,000 |
| Noninterest expense | 758,000 | 1,525,000 | 2,400,000 | 3,204,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 325,000 | 692,000 | 1,064,000 | 1,484,000 |
| Income tax | 72,000 | 155,000 | 239,000 | 335,000 |
| Net income | 253,000 | 537,000 | 825,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,923,000 | 13,080,000 | 13,240,000 | 13,437,000 |
| Total capital | 13,866,000 | 14,053,000 | 14,244,000 | 14,473,000 |
| Risk-weighted assets | 97,075,000 | 101,138,000 | 99,936,000 | 103,556,000 |