Call reports 2017
IOWA STATE BANK AND TRUST COMPANY — 2017
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 127,954,000 | 132,520,000 | 127,962,000 | 128,822,000 |
| Total loans | 93,864,000 | 93,812,000 | 92,284,000 | 95,937,000 |
| Allowance for loan losses | 1,003,000 | 813,000 | 860,000 | 905,000 |
| Securities available for sale | 12,191,000 | 13,256,000 | 13,217,000 | 13,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,857,000 | 111,305,000 | 106,592,000 | 108,241,000 |
| Interest-bearing deposits | 76,568,000 | 78,106,000 | 74,289,000 | 71,711,000 |
| Noninterest-bearing deposits | 31,289,000 | 33,199,000 | 32,303,000 | 36,530,000 |
| Equity capital | 12,194,000 | 12,409,000 | 12,539,000 | 12,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,367,000 | 3,581,000 | 4,819,000 |
| Interest expense | 185,000 | 377,000 | 583,000 | 800,000 |
| Net interest income | 977,000 | 1,990,000 | 2,998,000 | 4,019,000 |
| Noninterest income | 123,000 | 278,000 | 462,000 | 595,000 |
| Noninterest expense | 761,000 | 1,503,000 | 2,219,000 | 3,053,000 |
| Provision for loan losses | 43,000 | 87,000 | 131,000 | 294,000 |
| Pretax income | 296,000 | 678,000 | 1,110,000 | 1,267,000 |
| Income tax | 100,000 | 232,000 | 383,000 | 568,000 |
| Net income | 196,000 | 446,000 | 727,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,609,000 | 12,731,000 | 12,884,000 | 12,728,000 |
| Total capital | 13,612,000 | 13,544,000 | 13,744,000 | 13,633,000 |
| Risk-weighted assets | 92,340,000 | 93,817,000 | 92,557,000 | 96,296,000 |