Call reports 2013
IOWA STATE BANK AND TRUST COMPANY — 2013
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,032,000 | 84,914,000 | 86,187,000 | 93,726,000 |
| Total loans | 59,316,000 | 55,706,000 | 62,247,000 | 66,835,000 |
| Allowance for loan losses | 683,000 | 708,000 | 733,000 | 744,000 |
| Securities available for sale | 3,713,000 | 4,405,000 | 4,229,000 | 5,263,000 |
| Securities held to maturity | 205,000 | 130,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,644,000 | 66,827,000 | 69,088,000 | 76,739,000 |
| Interest-bearing deposits | 43,524,000 | 42,911,000 | 43,575,000 | 49,861,000 |
| Noninterest-bearing deposits | 24,120,000 | 23,916,000 | 25,513,000 | 26,878,000 |
| Equity capital | 8,662,000 | 8,627,000 | 8,677,000 | 9,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,709,000 | 2,612,000 | 3,624,000 |
| Interest expense | 135,000 | 256,000 | 379,000 | 502,000 |
| Net interest income | 728,000 | 1,453,000 | 2,233,000 | 3,122,000 |
| Noninterest income | 133,000 | 274,000 | 458,000 | 586,000 |
| Noninterest expense | 688,000 | 1,344,000 | 2,032,000 | 2,821,000 |
| Provision for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Pretax income | 172,000 | 382,000 | 658,000 | 886,000 |
| Income tax | 58,000 | 118,000 | 222,000 | 275,000 |
| Net income | 114,000 | 264,000 | 436,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,439,000 | 9,527,000 | 9,591,000 |
| Total capital | 10,054,000 | 10,139,000 | 10,260,000 | 10,335,000 |
| Risk-weighted assets | 64,686,000 | 59,416,000 | 65,485,000 | 69,581,000 |