Call reports 2012
IOWA STATE BANK AND TRUST COMPANY — 2012
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,406,000 | 80,383,000 | 82,674,000 | 81,247,000 |
| Total loans | 55,269,000 | 54,672,000 | 55,820,000 | 55,114,000 |
| Allowance for loan losses | 536,000 | 575,000 | 564,000 | 582,000 |
| Securities available for sale | 6,124,000 | 5,441,000 | 4,346,000 | 4,041,000 |
| Securities held to maturity | 350,000 | 205,000 | 205,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,366,000 | 61,038,000 | 63,216,000 | 61,929,000 |
| Interest-bearing deposits | 43,343,000 | 38,258,000 | 40,086,000 | 39,175,000 |
| Noninterest-bearing deposits | 25,023,000 | 22,780,000 | 23,130,000 | 22,754,000 |
| Equity capital | 8,532,000 | 8,683,000 | 8,749,000 | 8,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,972,000 | 2,928,000 | 3,830,000 |
| Interest expense | 162,000 | 312,000 | 458,000 | 595,000 |
| Net interest income | 782,000 | 1,660,000 | 2,470,000 | 3,235,000 |
| Noninterest income | 155,000 | 318,000 | 464,000 | 623,000 |
| Noninterest expense | 643,000 | 1,271,000 | 1,957,000 | 2,610,000 |
| Provision for loan losses | 0 | 37,000 | 47,000 | 100,000 |
| Pretax income | 294,000 | 670,000 | 930,000 | 1,148,000 |
| Income tax | 90,000 | 212,000 | 295,000 | 366,000 |
| Net income | 204,000 | 458,000 | 635,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,011,000 | 9,154,000 | 9,221,000 | 9,238,000 |
| Total capital | 9,547,000 | 9,729,000 | 9,785,000 | 9,820,000 |
| Risk-weighted assets | 57,699,000 | 56,553,000 | 56,135,000 | 57,647,000 |