Call reports 2011
IOWA STATE BANK AND TRUST COMPANY — 2011
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,259,000 | 79,630,000 | 79,445,000 | 81,852,000 |
| Total loans | 58,119,000 | 55,730,000 | 55,867,000 | 55,278,000 |
| Allowance for loan losses | 545,000 | 510,000 | 527,000 | 521,000 |
| Securities available for sale | 6,101,000 | 6,129,000 | 5,815,000 | 6,252,000 |
| Securities held to maturity | 605,000 | 605,000 | 605,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,972,000 | 61,606,000 | 60,694,000 | 62,834,000 |
| Interest-bearing deposits | 43,778,000 | 41,509,000 | 40,072,000 | 40,415,000 |
| Noninterest-bearing deposits | 20,194,000 | 20,097,000 | 20,622,000 | 22,419,000 |
| Equity capital | 8,558,000 | 8,689,000 | 8,861,000 | 8,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,993,000 | 2,936,000 | 3,868,000 |
| Interest expense | 298,000 | 541,000 | 734,000 | 910,000 |
| Net interest income | 688,000 | 1,452,000 | 2,202,000 | 2,958,000 |
| Noninterest income | 99,000 | 272,000 | 435,000 | 583,000 |
| Noninterest expense | 630,000 | 1,325,000 | 1,959,000 | 2,677,000 |
| Provision for loan losses | 9,000 | 27,000 | 76,000 | 76,000 |
| Pretax income | 148,000 | 372,000 | 602,000 | 788,000 |
| Income tax | 24,000 | 65,000 | 108,000 | 215,000 |
| Net income | 124,000 | 307,000 | 494,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,746,000 | 8,856,000 | 8,970,000 | 8,917,000 |
| Total capital | 9,291,000 | 9,366,000 | 9,497,000 | 9,438,000 |
| Risk-weighted assets | 59,387,000 | 56,611,000 | 57,340,000 | 57,639,000 |