Call reports 2010
IOWA STATE BANK AND TRUST COMPANY — 2010
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,444,000 | 92,218,000 | 94,595,000 | 87,326,000 |
| Total loans | 69,091,000 | 63,572,000 | 64,466,000 | 57,189,000 |
| Allowance for loan losses | 1,126,000 | 1,067,000 | 990,000 | 549,000 |
| Securities available for sale | 6,914,000 | 5,529,000 | 5,590,000 | 5,979,000 |
| Securities held to maturity | 936,000 | 756,000 | 691,000 | 606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,844,000 | 65,534,000 | 67,868,000 | 61,855,000 |
| Interest-bearing deposits | 55,786,000 | 47,568,000 | 49,039,000 | 41,194,000 |
| Noninterest-bearing deposits | 18,058,000 | 17,966,000 | 18,829,000 | 20,661,000 |
| Equity capital | 8,457,000 | 8,446,000 | 8,502,000 | 8,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,285,000 | 3,489,000 | 4,542,000 |
| Interest expense | 462,000 | 881,000 | 1,234,000 | 1,563,000 |
| Net interest income | 731,000 | 1,404,000 | 2,255,000 | 2,979,000 |
| Noninterest income | 145,000 | 289,000 | 282,000 | 423,000 |
| Noninterest expense | 695,000 | 1,350,000 | 1,967,000 | 2,655,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 55,000 |
| Pretax income | 181,000 | 343,000 | 515,000 | 692,000 |
| Income tax | -18,000 | 23,000 | 49,000 | 114,000 |
| Net income | 199,000 | 320,000 | 466,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,571,000 | 8,560,000 | 8,574,000 | 8,755,000 |
| Total capital | 9,475,000 | 9,366,000 | 9,432,000 | 9,304,000 |
| Risk-weighted assets | 72,108,000 | 64,252,000 | 68,541,000 | 59,012,000 |