Call reports 2006
IOWA STATE BANK AND TRUST COMPANY — 2006
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,022,000 | 90,737,000 | 93,283,000 | 100,541,000 |
| Total loans | 61,481,000 | 60,621,000 | 62,125,000 | 62,510,000 |
| Allowance for loan losses | 579,000 | 584,000 | 598,000 | 602,000 |
| Securities available for sale | 8,613,000 | 8,944,000 | 6,967,000 | 8,422,000 |
| Securities held to maturity | 2,436,000 | 2,586,000 | 2,587,000 | 2,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,909,000 | 63,525,000 | 65,601,000 | 75,230,000 |
| Interest-bearing deposits | 51,387,000 | 45,139,000 | 45,453,000 | 52,652,000 |
| Noninterest-bearing deposits | 20,522,000 | 18,386,000 | 20,148,000 | 22,578,000 |
| Equity capital | 7,716,000 | 8,215,000 | 8,366,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,540,000 | 3,881,000 | 5,170,000 |
| Interest expense | 495,000 | 1,013,000 | 1,575,000 | 2,136,000 |
| Net interest income | 762,000 | 1,527,000 | 2,306,000 | 3,034,000 |
| Noninterest income | 212,000 | 447,000 | 653,000 | 954,000 |
| Noninterest expense | 711,000 | 1,451,000 | 2,195,000 | 2,923,000 |
| Provision for loan losses | 19,000 | 40,000 | 54,000 | 54,000 |
| Pretax income | 236,000 | 475,000 | 717,000 | 1,018,000 |
| Income tax | 55,000 | 103,000 | 150,000 | 237,000 |
| Net income | 181,000 | 372,000 | 567,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,364,000 | 7,892,000 | 8,012,000 | 8,096,000 |
| Total capital | 7,943,000 | 8,476,000 | 8,610,000 | 8,698,000 |
| Risk-weighted assets | 62,722,000 | 61,598,000 | 63,279,000 | 64,912,000 |