Call reports 2001
IOWA STATE BANK AND TRUST COMPANY — 2001
What IOWA STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,159,000 | 88,223,000 | 90,535,000 | 92,681,000 |
| Total loans | 52,046,000 | 53,348,000 | 53,242,000 | 53,073,000 |
| Allowance for loan losses | 930,000 | 934,000 | 921,000 | 893,000 |
| Securities available for sale | 19,758,000 | 21,292,000 | 21,578,000 | 19,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,790,000 | 63,731,000 | 64,700,000 | 67,053,000 |
| Interest-bearing deposits | 50,298,000 | 48,489,000 | 48,865,000 | 46,684,000 |
| Noninterest-bearing deposits | 15,492,000 | 15,242,000 | 15,835,000 | 20,369,000 |
| Equity capital | 7,241,000 | 7,208,000 | 7,475,000 | 7,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 2,968,000 | 4,441,000 | 5,960,000 |
| Interest expense | 771,000 | 1,490,000 | 2,191,000 | 2,806,000 |
| Net interest income | 721,000 | 1,478,000 | 2,250,000 | 3,154,000 |
| Noninterest income | 228,000 | 475,000 | 663,000 | 969,000 |
| Noninterest expense | 713,000 | 1,423,000 | 2,090,000 | 2,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 536,000 | 822,000 | 1,313,000 |
| Income tax | 66,000 | 158,000 | 246,000 | 388,000 |
| Net income | 176,000 | 378,000 | 576,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,098,000 | 7,138,000 | 7,174,000 | 7,251,000 |
| Total capital | 7,801,000 | 7,862,000 | 7,883,000 | 7,935,000 |
| Risk-weighted assets | 56,021,000 | 57,681,000 | 56,527,000 | 54,506,000 |