Call reports 2025
BEAUREGARD FEDERAL SAVINGS BANK — 2025
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,896,000 | 86,936,000 | 93,253,000 | 99,379,000 |
| Total loans | 56,496,000 | 66,012,000 | 68,312,000 | 74,502,000 |
| Allowance for loan losses | 764,000 | 740,000 | 572,000 | 605,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,880,000 | 13,908,000 | 13,941,000 | 13,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,215,000 | 66,326,000 | 72,376,000 | 78,528,000 |
| Interest-bearing deposits | 61,446,000 | 63,635,000 | 69,347,000 | 76,071,000 |
| Noninterest-bearing deposits | 5,769,000 | 2,691,000 | 3,029,000 | 2,457,000 |
| Equity capital | 11,106,000 | 11,209,000 | 11,344,000 | 11,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,518,000 | 3,936,000 | 5,604,000 |
| Interest expense | 339,000 | 717,000 | 1,182,000 | 1,658,000 |
| Net interest income | 864,000 | 1,801,000 | 2,754,000 | 3,946,000 |
| Noninterest income | 47,000 | 77,000 | 120,000 | 176,000 |
| Noninterest expense | 808,000 | 1,663,000 | 2,519,000 | 3,333,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 90,000 |
| Pretax income | 96,000 | 200,000 | 332,000 | 699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 200,000 | 332,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,661,000 | 8,773,000 | 8,986,000 | 9,431,000 |