Call reports 2024
BEAUREGARD FEDERAL SAVINGS BANK — 2024
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 73,140,000 | 78,921,000 | 75,778,000 | 81,057,000 |
| Total loans | 48,756,000 | 50,673,000 | 53,194,000 | 54,738,000 |
| Allowance for loan losses | 901,000 | 859,000 | 868,000 | 756,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,210,000 | 16,267,000 | 15,015,000 | 13,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,416,000 | 66,852,000 | 64,364,000 | 67,816,000 |
| Interest-bearing deposits | 56,581,000 | 64,325,000 | 62,399,000 | 65,412,000 |
| Noninterest-bearing deposits | 5,835,000 | 2,527,000 | 1,965,000 | 2,404,000 |
| Equity capital | 10,406,000 | 10,602,000 | 10,822,000 | 11,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,266,000 | 3,518,000 | 4,810,000 |
| Interest expense | 301,000 | 605,000 | 973,000 | 1,327,000 |
| Net interest income | 823,000 | 1,661,000 | 2,545,000 | 3,483,000 |
| Noninterest income | 25,000 | 150,000 | 205,000 | 134,000 |
| Noninterest expense | 733,000 | 1,500,000 | 2,219,000 | 2,898,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 100,000 | 296,000 | 516,000 | 704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 296,000 | 516,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,577,000 | 7,851,000 | 8,150,000 | 8,416,000 |