Call reports 2023
BEAUREGARD FEDERAL SAVINGS BANK — 2023
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 85,298,000 | 77,044,000 | 77,345,000 | 78,616,000 |
| Total loans | 49,259,000 | 48,178,000 | 47,301,000 | 48,892,000 |
| Allowance for loan losses | 968,000 | 965,000 | 957,000 | 902,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,495,000 | 15,471,000 | 15,200,000 | 15,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,025,000 | 68,404,000 | 65,167,000 | 68,138,000 |
| Interest-bearing deposits | 63,026,000 | 56,495,000 | 55,743,000 | 61,456,000 |
| Noninterest-bearing deposits | 14,999,000 | 11,909,000 | 9,424,000 | 6,682,000 |
| Equity capital | 7,207,000 | 8,291,000 | 11,680,000 | 10,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,903,000 | 3,383,000 | 4,463,000 |
| Interest expense | 139,000 | 319,000 | 553,000 | 820,000 |
| Net interest income | 767,000 | 1,584,000 | 2,830,000 | 3,643,000 |
| Noninterest income | 34,000 | 60,000 | 90,000 | 117,000 |
| Noninterest expense | 550,000 | 1,089,000 | 2,240,000 | 4,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 917,000 |
| Pretax income | 251,000 | 555,000 | 680,000 | -1,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 555,000 | 680,000 | -1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,207,000 | 8,291,000 | 7,773,000 | 7,399,000 |