Call reports 2022
BEAUREGARD FEDERAL SAVINGS BANK — 2022
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,864,000 | 74,669,000 | 76,456,000 | 78,335,000 |
| Total loans | 40,357,000 | 43,713,000 | 46,199,000 | 48,883,000 |
| Allowance for loan losses | 976,000 | 977,000 | 980,000 | 967,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,593,000 | 16,556,000 | 18,493,000 | 18,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,947,000 | 62,588,000 | 64,036,000 | 65,829,000 |
| Interest-bearing deposits | 53,915,000 | 51,853,000 | 53,210,000 | 50,486,000 |
| Noninterest-bearing deposits | 11,032,000 | 10,735,000 | 10,826,000 | 15,343,000 |
| Equity capital | 11,876,000 | 11,939,000 | 12,125,000 | 11,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,496,000 | 2,336,000 | 3,220,000 |
| Interest expense | 48,000 | 92,000 | 148,000 | 240,000 |
| Net interest income | 681,000 | 1,404,000 | 2,188,000 | 2,980,000 |
| Noninterest income | 28,000 | -35,000 | -24,000 | 131,000 |
| Noninterest expense | 537,000 | 1,066,000 | 1,622,000 | 2,271,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 172,000 | 303,000 | 542,000 | 840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 303,000 | 542,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,876,000 | 11,939,000 | 12,125,000 | 11,145,000 |