Call reports 2021
BEAUREGARD FEDERAL SAVINGS BANK — 2021
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 75,930,000 | 75,486,000 | 75,293,000 | 74,636,000 |
| Total loans | 40,237,000 | 38,860,000 | 39,557,000 | 39,822,000 |
| Allowance for loan losses | 1,026,000 | 1,043,000 | 994,000 | 978,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,639,000 | 10,894,000 | 10,573,000 | 13,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,206,000 | 62,580,000 | 62,158,000 | 61,790,000 |
| Interest-bearing deposits | 51,596,000 | 51,211,000 | 50,847,000 | 51,216,000 |
| Noninterest-bearing deposits | 11,610,000 | 11,369,000 | 11,311,000 | 10,574,000 |
| Equity capital | 11,682,000 | 11,815,000 | 11,907,000 | 11,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,523,000 | 2,281,000 | 2,987,000 |
| Interest expense | 58,000 | 112,000 | 162,000 | 213,000 |
| Net interest income | 697,000 | 1,411,000 | 2,119,000 | 2,774,000 |
| Noninterest income | 24,000 | 52,000 | 98,000 | 152,000 |
| Noninterest expense | 606,000 | 1,161,000 | 1,750,000 | 2,307,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 100,000 | 272,000 | 432,000 | 584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 272,000 | 432,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,682,000 | 11,815,000 | 11,907,000 | 11,704,000 |