Call reports 2020
BEAUREGARD FEDERAL SAVINGS BANK — 2020
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,342,000 | 68,564,000 | 71,086,000 | 73,588,000 |
| Total loans | 45,809,000 | 43,139,000 | 41,100,000 | 40,153,000 |
| Allowance for loan losses | 970,000 | 873,000 | 990,000 | 1,010,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,509,000 | 4,008,000 | 4,006,000 | 5,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,602,000 | 55,829,000 | 57,959,000 | 60,821,000 |
| Interest-bearing deposits | 42,332,000 | 44,200,000 | 45,769,000 | 49,180,000 |
| Noninterest-bearing deposits | 9,270,000 | 11,629,000 | 12,190,000 | 11,641,000 |
| Equity capital | 11,591,000 | 11,564,000 | 11,793,000 | 11,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,677,000 | 2,492,000 | 3,312,000 |
| Interest expense | 91,000 | 169,000 | 231,000 | 291,000 |
| Net interest income | 776,000 | 1,508,000 | 2,261,000 | 3,021,000 |
| Noninterest income | 49,000 | 72,000 | 102,000 | 119,000 |
| Noninterest expense | 586,000 | 1,187,000 | 1,746,000 | 2,221,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 224,000 | 363,000 | 572,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 363,000 | 572,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,591,000 | 11,564,000 | 11,793,000 | 11,583,000 |