Call reports 2019
BEAUREGARD FEDERAL SAVINGS BANK — 2019
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,882,000 | 67,560,000 | 66,352,000 | 66,206,000 |
| Total loans | 47,170,000 | 47,145,000 | 46,373,000 | 44,780,000 |
| Allowance for loan losses | 919,000 | 928,000 | 949,000 | 954,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,315,000 | 10,803,000 | 9,505,000 | 11,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,248,000 | 55,797,000 | 54,263,000 | 54,577,000 |
| Interest-bearing deposits | 45,676,000 | 45,001,000 | 44,061,000 | 45,390,000 |
| Noninterest-bearing deposits | 9,572,000 | 10,796,000 | 10,202,000 | 9,187,000 |
| Equity capital | 11,383,000 | 11,467,000 | 11,662,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,826,000 | 2,730,000 | 3,693,000 |
| Interest expense | 88,000 | 188,000 | 293,000 | 394,000 |
| Net interest income | 825,000 | 1,638,000 | 2,437,000 | 3,299,000 |
| Noninterest income | 25,000 | 50,000 | 80,000 | 239,000 |
| Noninterest expense | 501,000 | 990,000 | 1,484,000 | 2,086,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 334,000 | 668,000 | 988,000 | 1,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 668,000 | 988,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,383,000 | 11,467,000 | 11,662,000 | 11,367,000 |
| Total capital | 11,857,000 | 11,932,000 | 12,123,000 | 11,815,000 |
| Risk-weighted assets | 37,530,000 | 36,743,000 | 36,458,000 | 35,350,000 |