Call reports 2018
BEAUREGARD FEDERAL SAVINGS BANK — 2018
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,818,000 | 65,074,000 | 65,656,000 | 69,168,000 |
| Total loans | 43,948,000 | 45,616,000 | 46,198,000 | 46,848,000 |
| Allowance for loan losses | 852,000 | 861,000 | 870,000 | 912,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,341,000 | 9,336,000 | 9,329,000 | 9,323,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,505,000 | 53,607,000 | 53,840,000 | 57,842,000 |
| Interest-bearing deposits | 42,793,000 | 44,329,000 | 44,430,000 | 44,813,000 |
| Noninterest-bearing deposits | 8,712,000 | 9,278,000 | 9,410,000 | 13,029,000 |
| Equity capital | 11,073,000 | 11,190,000 | 11,434,000 | 11,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,705,000 | 2,611,000 | 3,499,000 |
| Interest expense | 64,000 | 131,000 | 206,000 | 286,000 |
| Net interest income | 769,000 | 1,574,000 | 2,405,000 | 3,213,000 |
| Noninterest income | 29,000 | 69,000 | 97,000 | 122,000 |
| Noninterest expense | 469,000 | 921,000 | 1,372,000 | 1,836,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 314,000 | 692,000 | 1,085,000 | 1,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 692,000 | 1,085,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,073,000 | 11,190,000 | 11,434,000 | 11,049,000 |
| Total capital | 11,526,000 | 11,648,000 | 11,893,000 | 11,525,000 |
| Risk-weighted assets | 35,850,000 | 36,308,000 | 36,368,000 | 37,697,000 |