Call reports 2017
BEAUREGARD FEDERAL SAVINGS BANK — 2017
What BEAUREGARD FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,521,000 | 62,338,000 | 63,920,000 | 65,537,000 |
| Total loans | 43,081,000 | 44,359,000 | 45,063,000 | 44,262,000 |
| Allowance for loan losses | 771,000 | 758,000 | 762,000 | 835,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,368,000 | 9,361,000 | 9,354,000 | 9,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,459,000 | 51,127,000 | 52,379,000 | 54,499,000 |
| Interest-bearing deposits | 42,081,000 | 41,596,000 | 42,412,000 | 42,284,000 |
| Noninterest-bearing deposits | 9,378,000 | 9,531,000 | 9,967,000 | 12,215,000 |
| Equity capital | 10,811,000 | 10,912,000 | 11,149,000 | 10,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,658,000 | 2,502,000 | 3,332,000 |
| Interest expense | 60,000 | 121,000 | 184,000 | 247,000 |
| Net interest income | 765,000 | 1,537,000 | 2,318,000 | 3,085,000 |
| Noninterest income | 29,000 | 62,000 | 95,000 | 125,000 |
| Noninterest expense | 448,000 | 878,000 | 1,313,000 | 1,759,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 331,000 | 691,000 | 1,055,000 | 1,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 691,000 | 1,055,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,811,000 | 10,912,000 | 11,149,000 | 10,759,000 |
| Total capital | 11,258,000 | 11,367,000 | 11,615,000 | 11,226,000 |
| Risk-weighted assets | 35,514,000 | 36,100,000 | 37,044,000 | 37,005,000 |