Call reports 2016
KLEINBANK — 2016
What KLEINBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,876,548,000 | 1,911,630,000 | 1,917,204,000 | 1,916,063,000 |
| Total loans | 926,898,000 | 968,787,000 | 999,268,000 | 1,015,507,000 |
| Allowance for loan losses | 14,575,000 | 14,367,000 | 14,078,000 | 13,765,000 |
| Securities available for sale | 793,921,000 | 780,827,000 | 715,215,000 | 740,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,561,514,000 | 1,586,596,000 | 1,597,037,000 | 1,612,642,000 |
| Interest-bearing deposits | 1,183,663,000 | 1,183,867,000 | 1,197,209,000 | 1,210,433,000 |
| Noninterest-bearing deposits | 377,851,000 | 402,729,000 | 399,828,000 | 402,209,000 |
| Equity capital | 208,869,000 | 216,166,000 | 210,619,000 | 194,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,869,000 | 29,773,000 | 44,753,000 | 59,960,000 |
| Interest expense | 865,000 | 1,678,000 | 2,429,000 | 3,155,000 |
| Net interest income | 14,004,000 | 28,095,000 | 42,324,000 | 56,805,000 |
| Noninterest income | 4,360,000 | 9,299,000 | 14,453,000 | 19,269,000 |
| Noninterest expense | 13,668,000 | 27,217,000 | 41,684,000 | 56,010,000 |
| Provision for loan losses | -229,000 | -470,000 | -706,000 | -933,000 |
| Pretax income | 4,930,000 | 10,673,000 | 16,067,000 | 21,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,930,000 | 10,673,000 | 16,067,000 | 21,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,217,000 | 169,172,000 | 167,646,000 | 170,332,000 |
| Total capital | 180,812,000 | 183,559,000 | 181,744,000 | 184,097,000 |
| Risk-weighted assets | 1,286,264,000 | 1,325,152,000 | 1,340,242,000 | 1,352,584,000 |