Call reports 2015
KLEINBANK — 2015
What KLEINBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,841,309,000 | 1,861,771,000 | 1,873,221,000 | 1,906,975,000 |
| Total loans | 797,842,000 | 842,117,000 | 892,873,000 | 937,566,000 |
| Allowance for loan losses | 15,892,000 | 15,727,000 | 15,577,000 | 14,805,000 |
| Securities available for sale | 865,184,000 | 852,597,000 | 832,490,000 | 812,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,569,114,000 | 1,599,902,000 | 1,597,683,000 | 1,593,698,000 |
| Interest-bearing deposits | 1,210,086,000 | 1,220,575,000 | 1,209,376,000 | 1,200,568,000 |
| Noninterest-bearing deposits | 359,028,000 | 379,327,000 | 388,307,000 | 393,130,000 |
| Equity capital | 200,159,000 | 191,017,000 | 201,009,000 | 195,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,794,000 | 28,204,000 | 43,208,000 | 58,111,000 |
| Interest expense | 922,000 | 1,843,000 | 2,750,000 | 3,627,000 |
| Net interest income | 12,872,000 | 26,361,000 | 40,458,000 | 54,484,000 |
| Noninterest income | 4,210,000 | 9,069,000 | 13,709,000 | 18,167,000 |
| Noninterest expense | 13,827,000 | 27,362,000 | 41,486,000 | 56,432,000 |
| Provision for loan losses | -233,000 | -459,000 | -685,000 | -923,000 |
| Pretax income | 3,492,000 | 8,533,000 | 13,447,000 | 17,223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,492,000 | 8,533,000 | 13,447,000 | 17,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,333,000 | 159,611,000 | 162,123,000 | 164,068,000 |
| Total capital | 174,511,000 | 174,389,000 | 177,536,000 | 178,893,000 |
| Risk-weighted assets | 1,132,545,000 | 1,181,250,000 | 1,232,861,000 | 1,294,948,000 |