Call reports 2013
KLEINBANK — 2013
What KLEINBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,606,746,000 | 1,579,182,000 | 1,581,630,000 | 1,584,614,000 |
| Total loans | 637,169,000 | 654,181,000 | 646,405,000 | 649,452,000 |
| Allowance for loan losses | 15,694,000 | 15,983,000 | 16,141,000 | 15,609,000 |
| Securities available for sale | 779,469,000 | 777,184,000 | 781,822,000 | 774,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,458,000 | 1,310,538,000 | 1,319,330,000 | 1,356,519,000 |
| Interest-bearing deposits | 1,040,761,000 | 1,037,540,000 | 1,011,860,000 | 1,045,871,000 |
| Noninterest-bearing deposits | 258,697,000 | 272,998,000 | 307,470,000 | 310,648,000 |
| Equity capital | 178,245,000 | 158,755,000 | 161,080,000 | 156,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,145,000 | 24,375,000 | 36,552,000 | 48,873,000 |
| Interest expense | 1,215,000 | 2,256,000 | 3,259,000 | 4,204,000 |
| Net interest income | 10,930,000 | 22,119,000 | 33,293,000 | 44,669,000 |
| Noninterest income | 4,526,000 | 9,258,000 | 13,606,000 | 18,757,000 |
| Noninterest expense | 12,660,000 | 25,123,000 | 37,611,000 | 50,886,000 |
| Provision for loan losses | 315,000 | 626,000 | 644,000 | 657,000 |
| Pretax income | 2,751,000 | 5,898,000 | 8,916,000 | 12,155,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 42,000 |
| Net income | 2,746,000 | 5,889,000 | 8,902,000 | 12,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,654,000 | 138,760,000 | 141,883,000 | 145,202,000 |
| Total capital | 149,858,000 | 150,123,000 | 153,245,000 | 156,667,000 |
| Risk-weighted assets | 891,845,000 | 904,436,000 | 911,671,000 | 913,964,000 |