Call reports 2012
KLEINBANK — 2012
What KLEINBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,504,555,000 | 1,525,691,000 | 1,555,311,000 | 1,653,311,000 |
| Total loans | 723,064,000 | 692,184,000 | 682,837,000 | 680,143,000 |
| Allowance for loan losses | 17,728,000 | 17,548,000 | 17,297,000 | 15,402,000 |
| Securities available for sale | 645,040,000 | 690,496,000 | 724,294,000 | 746,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,262,948,000 | 1,282,549,000 | 1,305,753,000 | 1,365,538,000 |
| Interest-bearing deposits | 1,028,329,000 | 1,044,353,000 | 1,028,694,000 | 1,037,291,000 |
| Noninterest-bearing deposits | 234,619,000 | 238,196,000 | 277,059,000 | 328,247,000 |
| Equity capital | 172,199,000 | 176,125,000 | 183,414,000 | 178,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,245,000 | 28,226,000 | 41,843,000 | 54,935,000 |
| Interest expense | 1,597,000 | 3,080,000 | 4,512,000 | 5,849,000 |
| Net interest income | 12,648,000 | 25,146,000 | 37,331,000 | 49,086,000 |
| Noninterest income | 4,090,000 | 8,699,000 | 13,962,000 | 18,738,000 |
| Noninterest expense | 13,825,000 | 26,965,000 | 40,171,000 | 53,601,000 |
| Provision for loan losses | 1,519,000 | 2,624,000 | 3,442,000 | 4,364,000 |
| Pretax income | 2,740,000 | 5,604,000 | 9,491,000 | 11,788,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 2,734,000 | 5,592,000 | 9,473,000 | 11,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,407,000 | 133,917,000 | 137,925,000 | 135,799,000 |
| Total capital | 144,979,000 | 145,251,000 | 149,158,000 | 147,370,000 |
| Risk-weighted assets | 919,549,000 | 900,494,000 | 892,552,000 | 921,802,000 |