Call reports 2010
KLEINBANK — 2010
What KLEINBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,463,367,000 | 1,571,570,000 | 1,539,481,000 | 1,495,846,000 |
| Total loans | 945,503,000 | 959,925,000 | 935,335,000 | 896,698,000 |
| Allowance for loan losses | 22,138,000 | 21,856,000 | 22,090,000 | 17,654,000 |
| Securities available for sale | 362,267,000 | 369,225,000 | 389,404,000 | 454,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,197,046,000 | 1,298,369,000 | 1,270,292,000 | 1,251,677,000 |
| Interest-bearing deposits | 1,005,275,000 | 1,059,454,000 | 1,058,847,000 | 1,026,487,000 |
| Noninterest-bearing deposits | 191,771,000 | 238,915,000 | 211,445,000 | 225,190,000 |
| Equity capital | 141,956,000 | 155,976,000 | 157,199,000 | 146,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 17,395,000 | 35,634,000 | 52,672,000 | 69,371,000 |
| Interest expense | 3,599,000 | 7,061,000 | 9,872,000 | 12,380,000 |
| Net interest income | 13,796,000 | 28,573,000 | 42,800,000 | 56,991,000 |
| Noninterest income | 3,754,000 | 8,152,000 | 12,257,000 | 16,364,000 |
| Noninterest expense | 13,756,000 | 29,457,000 | 45,384,000 | 57,038,000 |
| Provision for loan losses | 4,021,000 | 8,466,000 | 11,907,000 | 16,967,000 |
| Pretax income | 3,376,000 | 4,312,000 | 4,976,000 | 6,184,000 |
| Income tax | 6,000 | 13,000 | 23,000 | 29,000 |
| Net income | 3,370,000 | 4,299,000 | 4,953,000 | 6,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,407,000 | 119,759,000 | 120,593,000 | 121,976,000 |
| Total capital | 125,208,000 | 133,593,000 | 134,088,000 | 135,107,000 |
| Risk-weighted assets | 1,095,671,000 | 1,098,618,000 | 1,070,998,000 | 1,045,898,000 |