Call reports 2009
KLEINBANK — 2009
What KLEINBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,550,268,000 | 1,567,628,000 | 1,559,809,000 | 1,509,842,000 |
| Total loans | 1,058,643,000 | 1,048,737,000 | 1,023,145,000 | 987,930,000 |
| Allowance for loan losses | 15,665,000 | 16,476,000 | 18,345,000 | 21,206,000 |
| Securities available for sale | 366,612,000 | 372,840,000 | 394,577,000 | 380,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,357,000 | 1,212,866,000 | 1,214,536,000 | 1,239,915,000 |
| Interest-bearing deposits | 1,014,153,000 | 1,003,002,000 | 997,970,000 | 1,022,370,000 |
| Noninterest-bearing deposits | 191,204,000 | 209,864,000 | 216,566,000 | 217,545,000 |
| Equity capital | 169,552,000 | 161,653,000 | 168,800,000 | 139,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 20,367,000 | 40,024,000 | 59,474,000 | 78,331,000 |
| Interest expense | 5,719,000 | 11,056,000 | 15,795,000 | 20,126,000 |
| Net interest income | 14,648,000 | 28,968,000 | 43,679,000 | 58,205,000 |
| Noninterest income | 3,654,000 | 7,928,000 | 11,794,000 | 16,402,000 |
| Noninterest expense | 13,216,000 | 26,566,000 | 39,071,000 | 52,038,000 |
| Provision for loan losses | 3,427,000 | 8,283,000 | 16,435,000 | 42,264,000 |
| Pretax income | 1,922,000 | 3,217,000 | 898,000 | -17,141,000 |
| Income tax | 145,000 | 154,000 | 162,000 | 170,000 |
| Net income | 1,777,000 | 3,063,000 | 736,000 | -17,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,628,000 | 133,443,000 | 130,993,000 | 107,884,000 |
| Total capital | 151,764,000 | 148,511,000 | 145,808,000 | 122,307,000 |
| Risk-weighted assets | 1,210,292,000 | 1,203,936,000 | 1,181,588,000 | 1,147,025,000 |