Call reports 2008
KLEINBANK — 2008
What KLEINBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,515,280,000 | 1,545,307,000 | 1,573,990,000 | 1,631,389,000 |
| Total loans | 1,013,910,000 | 1,049,823,000 | 1,081,463,000 | 1,089,799,000 |
| Allowance for loan losses | 13,225,000 | 13,625,000 | 13,988,000 | 14,055,000 |
| Securities available for sale | 374,985,000 | 363,708,000 | 362,566,000 | 417,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,142,038,000 | 1,173,897,000 | 1,194,638,000 | 1,234,740,000 |
| Interest-bearing deposits | 954,287,000 | 981,265,000 | 995,156,000 | 1,033,072,000 |
| Noninterest-bearing deposits | 187,751,000 | 192,632,000 | 199,482,000 | 201,668,000 |
| Equity capital | 159,967,000 | 153,315,000 | 155,078,000 | 163,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 22,171,000 | 44,144,000 | 65,860,000 | 87,950,000 |
| Interest expense | 8,597,000 | 16,128,000 | 23,162,000 | 29,990,000 |
| Net interest income | 13,574,000 | 28,016,000 | 42,698,000 | 57,960,000 |
| Noninterest income | 4,817,000 | 8,521,000 | 12,422,000 | 16,006,000 |
| Noninterest expense | 12,355,000 | 24,142,000 | 36,795,000 | 49,813,000 |
| Provision for loan losses | 1,119,000 | 2,109,000 | 3,226,000 | 5,278,000 |
| Pretax income | 5,109,000 | 10,581,000 | 15,540,000 | 20,430,000 |
| Income tax | 22,000 | 44,000 | 66,000 | 88,000 |
| Net income | 5,087,000 | 10,537,000 | 15,474,000 | 20,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,157,000 | 130,222,000 | 133,312,000 | 134,663,000 |
| Total capital | 142,445,000 | 143,910,000 | 147,363,000 | 148,781,000 |
| Risk-weighted assets | 1,157,623,000 | 1,187,609,000 | 1,220,184,000 | 1,226,138,000 |