Call reports 2007
KLEINBANK — 2007
What KLEINBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,264,263,000 | 1,287,613,000 | 1,347,453,000 | 1,369,423,000 |
| Total loans | 855,993,000 | 870,863,000 | 905,648,000 | 927,885,000 |
| Allowance for loan losses | 11,497,000 | 11,452,000 | 11,610,000 | 11,592,000 |
| Securities available for sale | 324,763,000 | 319,891,000 | 341,791,000 | 328,832,000 |
| Securities held to maturity | 12,000 | 6,000 | 2,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,051,922,000 | 1,063,063,000 | 1,084,063,000 | 1,092,892,000 |
| Interest-bearing deposits | 887,225,000 | 894,959,000 | 921,921,000 | 921,392,000 |
| Noninterest-bearing deposits | 164,697,000 | 168,104,000 | 162,142,000 | 171,500,000 |
| Equity capital | 141,506,000 | 138,748,000 | 145,396,000 | 151,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,576,000 | 41,646,000 | 63,609,000 | 85,994,000 |
| Interest expense | 8,576,000 | 17,396,000 | 26,829,000 | 36,163,000 |
| Net interest income | 12,000,000 | 24,250,000 | 36,780,000 | 49,831,000 |
| Noninterest income | 3,342,000 | 7,028,000 | 10,840,000 | 14,776,000 |
| Noninterest expense | 10,775,000 | 21,947,000 | 32,791,000 | 43,501,000 |
| Provision for loan losses | 660,000 | 1,040,000 | 1,513,000 | 2,037,000 |
| Pretax income | 3,908,000 | 8,292,000 | 13,517,000 | 19,312,000 |
| Income tax | 7,000 | 13,000 | 20,000 | 26,000 |
| Net income | 3,901,000 | 8,279,000 | 13,497,000 | 19,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,477,000 | 140,858,000 | 142,445,000 | 144,326,000 |
| Total capital | 150,974,000 | 152,310,000 | 154,055,000 | 155,981,000 |
| Risk-weighted assets | 945,567,000 | 1,034,320,000 | 1,102,343,000 | 1,121,578,000 |