Call reports 2006
KLEINBANK — 2006
What KLEINBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,240,646,000 | 1,282,379,000 | 1,271,701,000 | 1,269,433,000 |
| Total loans | 839,101,000 | 849,860,000 | 856,806,000 | 857,411,000 |
| Allowance for loan losses | 10,916,000 | 11,280,000 | 11,644,000 | 10,998,000 |
| Securities available for sale | 310,799,000 | 317,545,000 | 320,782,000 | 322,184,000 |
| Securities held to maturity | 46,000 | 36,000 | 27,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,008,926,000 | 1,028,833,000 | 1,026,365,000 | 1,017,115,000 |
| Interest-bearing deposits | 837,618,000 | 859,505,000 | 849,338,000 | 833,972,000 |
| Noninterest-bearing deposits | 171,308,000 | 169,328,000 | 177,027,000 | 183,143,000 |
| Equity capital | 129,859,000 | 129,094,000 | 137,658,000 | 137,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,632,000 | 38,528,000 | 59,453,000 | 80,424,000 |
| Interest expense | 6,669,000 | 14,223,000 | 22,538,000 | 31,060,000 |
| Net interest income | 11,963,000 | 24,305,000 | 36,915,000 | 49,364,000 |
| Noninterest income | 3,504,000 | 7,254,000 | 10,772,000 | 14,749,000 |
| Noninterest expense | 11,701,000 | 22,543,000 | 33,027,000 | 44,154,000 |
| Provision for loan losses | 431,000 | 995,000 | 1,526,000 | 1,060,000 |
| Pretax income | 3,336,000 | 8,023,000 | 13,136,000 | 18,901,000 |
| Income tax | 0 | 137,000 | 164,000 | 191,000 |
| Net income | 3,336,000 | 7,886,000 | 12,972,000 | 18,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,813,000 | 134,000,000 | 136,969,000 | 136,552,000 |
| Total capital | 143,729,000 | 145,280,000 | 148,613,000 | 147,550,000 |
| Risk-weighted assets | 1,025,401,000 | 1,050,113,000 | 1,003,251,000 | 1,018,621,000 |