Call reports 2005
KLEINBANK — 2005
What KLEINBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 73,436,000 | 1,193,920,000 | 1,221,320,000 | 1,244,478,000 |
| Total loans | 55,682,000 | 808,330,000 | 824,528,000 | 860,832,000 |
| Allowance for loan losses | 773,000 | 10,978,000 | 10,874,000 | 10,597,000 |
| Securities available for sale | 6,579,000 | 290,338,000 | 289,704,000 | 285,073,000 |
| Securities held to maturity | 0 | 59,000 | 58,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,562,000 | 904,998,000 | 931,839,000 | 971,056,000 |
| Interest-bearing deposits | 42,705,000 | 849,187,000 | 894,923,000 | 928,559,000 |
| Noninterest-bearing deposits | 14,857,000 | 55,811,000 | 36,916,000 | 42,497,000 |
| Equity capital | 8,643,000 | 128,378,000 | 129,192,000 | 128,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 30,177,000 | 47,135,000 | 65,288,000 |
| Interest expense | 205,000 | 7,859,000 | 12,944,000 | 19,167,000 |
| Net interest income | 821,000 | 22,318,000 | 34,191,000 | 46,121,000 |
| Noninterest income | 294,000 | 8,044,000 | 12,582,000 | 16,441,000 |
| Noninterest expense | 625,000 | 20,299,000 | 31,200,000 | 43,783,000 |
| Provision for loan losses | 20,000 | 373,000 | 453,000 | 709,000 |
| Pretax income | 470,000 | 9,639,000 | 15,036,000 | 17,986,000 |
| Income tax | 0 | 15,000 | 22,000 | 30,000 |
| Net income | 470,000 | 9,624,000 | 15,014,000 | 17,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,862,000 | 126,047,000 | 123,642,000 | 129,477,000 |
| Total capital | 7,635,000 | 137,027,000 | 134,518,000 | 140,074,000 |
| Risk-weighted assets | 62,414,000 | 966,744,000 | 988,504,000 | 1,024,762,000 |