Call reports 2003
KLEINBANK — 2003
What KLEINBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,296,000 | 50,588,000 | 51,270,000 | 50,428,000 |
| Total loans | 33,312,000 | 33,413,000 | 34,264,000 | 35,714,000 |
| Allowance for loan losses | 472,000 | 480,000 | 501,000 | 501,000 |
| Securities available for sale | 6,398,000 | 7,087,000 | 8,727,000 | 8,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,821,000 | 41,852,000 | 42,579,000 | 39,664,000 |
| Interest-bearing deposits | 27,939,000 | 30,664,000 | 28,482,000 | 27,450,000 |
| Noninterest-bearing deposits | 11,882,000 | 11,188,000 | 14,097,000 | 12,214,000 |
| Equity capital | 7,493,000 | 7,528,000 | 7,580,000 | 7,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,444,000 | 2,173,000 | 2,877,000 |
| Interest expense | 127,000 | 254,000 | 364,000 | 465,000 |
| Net interest income | 577,000 | 1,190,000 | 1,809,000 | 2,412,000 |
| Noninterest income | 230,000 | 483,000 | 789,000 | 1,018,000 |
| Noninterest expense | 683,000 | 1,372,000 | 2,018,000 | 2,641,000 |
| Provision for loan losses | 22,000 | 29,000 | 49,000 | 49,000 |
| Pretax income | 102,000 | 272,000 | 531,000 | 740,000 |
| Income tax | 9,000 | 18,000 | 28,000 | 37,000 |
| Net income | 93,000 | 254,000 | 503,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,555,000 | 5,571,000 | 5,684,000 | 5,726,000 |
| Total capital | 6,027,000 | 6,051,000 | 6,185,000 | 6,227,000 |
| Risk-weighted assets | 37,816,000 | 39,192,000 | 41,170,000 | 43,181,000 |