Call reports 2002
KLEINBANK — 2002
What KLEINBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,176,000 | 43,897,000 | 47,873,000 | 45,629,000 |
| Total loans | 26,638,000 | 28,709,000 | 30,771,000 | 31,090,000 |
| Allowance for loan losses | 395,000 | 432,000 | 451,000 | 449,000 |
| Securities available for sale | 6,499,000 | 6,960,000 | 6,321,000 | 8,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,106,000 | 35,026,000 | 38,796,000 | 37,328,000 |
| Interest-bearing deposits | 23,717,000 | 24,572,000 | 26,938,000 | 26,252,000 |
| Noninterest-bearing deposits | 9,389,000 | 10,454,000 | 11,858,000 | 11,076,000 |
| Equity capital | 4,824,000 | 7,284,000 | 7,512,000 | 7,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,369,000 | 2,092,000 | 2,868,000 |
| Interest expense | 129,000 | 269,000 | 412,000 | 548,000 |
| Net interest income | 532,000 | 1,100,000 | 1,680,000 | 2,320,000 |
| Noninterest income | 194,000 | 385,000 | 595,000 | 815,000 |
| Noninterest expense | 503,000 | 1,029,000 | 1,574,000 | 2,207,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 35,000 |
| Pretax income | 223,000 | 446,000 | 661,000 | 893,000 |
| Income tax | 86,000 | 104,000 | 113,000 | 97,000 |
| Net income | 137,000 | 342,000 | 548,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,940,000 | 5,345,000 | 5,551,000 | 5,462,000 |
| Total capital | 3,318,000 | 5,772,000 | 6,002,000 | 5,911,000 |
| Risk-weighted assets | 30,227,000 | 34,129,000 | 37,228,000 | 36,062,000 |