Call reports 2001
KLEINBANK — 2001
What KLEINBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,415,000 | 38,547,000 | 40,658,000 | 39,564,000 |
| Total loans | 23,107,000 | 24,563,000 | 25,570,000 | 27,445,000 |
| Allowance for loan losses | 403,000 | 407,000 | 412,000 | 404,000 |
| Securities available for sale | 6,071,000 | 6,699,000 | 7,006,000 | 6,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,558,000 | 33,570,000 | 35,427,000 | 33,701,000 |
| Interest-bearing deposits | 25,383,000 | 24,691,000 | 25,528,000 | 22,547,000 |
| Noninterest-bearing deposits | 8,175,000 | 8,879,000 | 9,899,000 | 11,154,000 |
| Equity capital | 4,629,000 | 4,663,000 | 4,773,000 | 4,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,453,000 | 2,231,000 | 2,921,000 |
| Interest expense | 248,000 | 501,000 | 732,000 | 918,000 |
| Net interest income | 486,000 | 952,000 | 1,499,000 | 2,003,000 |
| Noninterest income | 118,000 | 226,000 | 345,000 | 451,000 |
| Noninterest expense | 463,000 | 955,000 | 1,440,000 | 1,955,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 52,000 |
| Pretax income | 141,000 | 223,000 | 399,000 | 447,000 |
| Income tax | 72,000 | 119,000 | 203,000 | 235,000 |
| Net income | 69,000 | 104,000 | 196,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,489,000 | 2,626,000 | 2,753,000 | 2,803,000 |
| Total capital | 4,860,000 | 2,986,000 | 3,120,000 | 3,188,000 |
| Risk-weighted assets | 29,631,000 | 29,040,000 | 29,347,000 | 30,743,000 |