Call reports 2020
BANKPLUS — 2020
What BANKPLUS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,025,779,000 | 4,542,059,000 | 4,545,241,000 | 4,699,272,000 |
| Total loans | 2,108,118,000 | 3,358,005,000 | 3,445,341,000 | 3,405,307,000 |
| Allowance for loan losses | 21,171,000 | 24,059,000 | 26,848,000 | 36,000,000 |
| Securities available for sale | 274,323,000 | 351,528,000 | 337,686,000 | 311,373,000 |
| Securities held to maturity | 106,767,000 | 101,772,000 | 97,491,000 | 93,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,656,973,000 | 4,065,045,000 | 4,065,314,000 | 4,218,611,000 |
| Interest-bearing deposits | 1,972,175,000 | 2,812,909,000 | 2,823,992,000 | 2,921,942,000 |
| Noninterest-bearing deposits | 684,798,000 | 1,252,136,000 | 1,241,322,000 | 1,296,669,000 |
| Equity capital | 296,262,000 | 389,076,000 | 398,307,000 | 402,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 30,092,000 | 75,517,000 | 122,085,000 | 170,470,000 |
| Interest expense | 4,334,000 | 8,227,000 | 11,500,000 | 14,475,000 |
| Net interest income | 25,758,000 | 67,290,000 | 110,585,000 | 155,995,000 |
| Noninterest income | 14,820,000 | 28,475,000 | 48,060,000 | 65,631,000 |
| Noninterest expense | 30,095,000 | 69,727,000 | 109,617,000 | 151,581,000 |
| Provision for loan losses | 191,000 | 3,048,000 | 7,723,000 | 17,112,000 |
| Pretax income | 10,329,000 | 23,041,000 | 41,363,000 | 52,991,000 |
| Income tax | 2,030,000 | 4,800,000 | 8,660,000 | 10,760,000 |
| Net income | 8,299,000 | 18,241,000 | 32,703,000 | 42,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,640,000 | 372,515,000 | 382,506,000 | 387,231,000 |
| Total capital | 309,811,000 | 396,574,000 | 409,354,000 | 423,231,000 |
| Risk-weighted assets | 2,303,249,000 | 3,491,168,000 | 3,208,094,000 | 3,408,982,000 |