Call reports 2019
BANKPLUS — 2019
What BANKPLUS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,938,419,000 | 2,938,789,000 | 2,965,559,000 | 2,971,297,000 |
| Total loans | 2,105,809,000 | 2,129,526,000 | 2,123,314,000 | 2,092,770,000 |
| Allowance for loan losses | 24,228,000 | 23,844,000 | 22,611,000 | 21,500,000 |
| Securities available for sale | 102,990,000 | 105,281,000 | 145,668,000 | 201,073,000 |
| Securities held to maturity | 272,023,000 | 243,035,000 | 198,926,000 | 177,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,600,883,000 | 2,592,829,000 | 2,612,970,000 | 2,609,358,000 |
| Interest-bearing deposits | 1,933,173,000 | 1,927,843,000 | 1,940,110,000 | 1,954,688,000 |
| Noninterest-bearing deposits | 667,710,000 | 664,986,000 | 672,860,000 | 654,670,000 |
| Equity capital | 270,352,000 | 276,416,000 | 282,103,000 | 287,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 30,374,000 | 61,470,000 | 92,845,000 | 124,234,000 |
| Interest expense | 4,307,000 | 9,197,000 | 14,143,000 | 18,762,000 |
| Net interest income | 26,067,000 | 52,273,000 | 78,702,000 | 105,472,000 |
| Noninterest income | 13,944,000 | 29,184,000 | 44,300,000 | 60,047,000 |
| Noninterest expense | 26,938,000 | 55,646,000 | 84,467,000 | 115,021,000 |
| Provision for loan losses | 315,000 | 644,000 | 1,146,000 | 697,000 |
| Pretax income | 12,758,000 | 25,196,000 | 37,461,000 | 49,877,000 |
| Income tax | 2,360,000 | 4,950,000 | 7,400,000 | 9,800,000 |
| Net income | 10,398,000 | 20,246,000 | 30,061,000 | 40,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 267,212,000 | 272,756,000 | 278,772,000 | 284,513,000 |
| Total capital | 291,440,000 | 296,600,000 | 301,383,000 | 306,013,000 |
| Risk-weighted assets | 2,292,565,000 | 2,336,198,000 | 2,302,188,000 | 2,278,127,000 |