Call reports 2016
BANKPLUS — 2016
What BANKPLUS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,734,298,000 | 2,630,596,000 | 2,675,207,000 | 2,679,507,000 |
| Total loans | 1,609,308,000 | 1,680,824,000 | 1,756,892,000 | 1,821,827,000 |
| Allowance for loan losses | 15,840,000 | 16,532,000 | 17,148,000 | 18,000,000 |
| Securities available for sale | 357,514,000 | 327,479,000 | 275,327,000 | 250,083,000 |
| Securities held to maturity | 427,875,000 | 368,419,000 | 322,062,000 | 316,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,210,828,000 | 2,111,040,000 | 2,149,836,000 | 2,114,984,000 |
| Interest-bearing deposits | 1,610,176,000 | 1,529,060,000 | 1,532,181,000 | 1,509,658,000 |
| Noninterest-bearing deposits | 600,652,000 | 581,980,000 | 617,655,000 | 605,326,000 |
| Equity capital | 248,008,000 | 249,432,000 | 251,676,000 | 247,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,503,000 | 47,673,000 | 72,282,000 | 97,084,000 |
| Interest expense | 2,070,000 | 4,168,000 | 6,276,000 | 8,392,000 |
| Net interest income | 21,433,000 | 43,505,000 | 66,006,000 | 88,692,000 |
| Noninterest income | 13,006,000 | 26,194,000 | 42,554,000 | 56,111,000 |
| Noninterest expense | 24,998,000 | 51,601,000 | 79,111,000 | 109,906,000 |
| Provision for loan losses | 1,790,000 | 3,944,000 | 6,666,000 | 10,019,000 |
| Pretax income | 7,651,000 | 14,154,000 | 22,783,000 | 24,878,000 |
| Income tax | 2,200,000 | 4,000,000 | 6,380,000 | 6,838,000 |
| Net income | 5,451,000 | 10,154,000 | 16,403,000 | 18,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,149,000 | 245,270,000 | 247,938,000 | 244,554,000 |
| Total capital | 259,989,000 | 261,802,000 | 265,086,000 | 262,554,000 |
| Risk-weighted assets | 2,074,190,000 | 2,096,297,000 | 2,128,801,000 | 2,182,775,000 |