Call reports 2015
BANKPLUS — 2015
What BANKPLUS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,601,973,000 | 2,564,782,000 | 2,568,234,000 | 2,569,849,000 |
| Total loans | 1,379,018,000 | 1,452,315,000 | 1,524,303,000 | 1,566,708,000 |
| Allowance for loan losses | 17,526,000 | 16,886,000 | 16,511,000 | 15,800,000 |
| Securities available for sale | 527,882,000 | 436,890,000 | 381,720,000 | 337,886,000 |
| Securities held to maturity | 303,309,000 | 378,848,000 | 391,630,000 | 423,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,100,853,000 | 2,048,929,000 | 2,047,201,000 | 2,040,377,000 |
| Interest-bearing deposits | 1,558,918,000 | 1,505,077,000 | 1,490,422,000 | 1,477,726,000 |
| Noninterest-bearing deposits | 541,935,000 | 543,852,000 | 556,779,000 | 562,651,000 |
| Equity capital | 240,709,000 | 241,723,000 | 244,748,000 | 245,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,332,000 | 43,534,000 | 67,004,000 | 90,252,000 |
| Interest expense | 2,019,000 | 4,073,000 | 6,147,000 | 8,200,000 |
| Net interest income | 19,313,000 | 39,461,000 | 60,857,000 | 82,052,000 |
| Noninterest income | 12,943,000 | 26,953,000 | 41,598,000 | 55,773,000 |
| Noninterest expense | 24,430,000 | 50,665,000 | 77,858,000 | 104,063,000 |
| Provision for loan losses | 339,000 | 817,000 | 1,638,000 | 2,424,000 |
| Pretax income | 7,487,000 | 14,932,000 | 22,959,000 | 31,338,000 |
| Income tax | 2,108,000 | 4,282,000 | 6,512,000 | 9,930,000 |
| Net income | 5,379,000 | 10,650,000 | 16,447,000 | 21,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,246,000 | 238,949,000 | 241,161,000 | 242,537,000 |
| Total capital | 254,772,000 | 255,835,000 | 257,672,000 | 258,337,000 |
| Risk-weighted assets | 1,823,925,000 | 1,894,178,000 | 1,948,716,000 | 1,984,831,000 |