Call reports 2014
BANKPLUS — 2014
What BANKPLUS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,480,804,000 | 2,441,688,000 | 2,422,310,000 | 2,406,489,000 |
| Total loans | 1,259,127,000 | 1,304,413,000 | 1,335,432,000 | 1,358,392,000 |
| Allowance for loan losses | 20,272,000 | 20,036,000 | 20,225,000 | 18,000,000 |
| Securities available for sale | 605,961,000 | 546,108,000 | 533,240,000 | 496,169,000 |
| Securities held to maturity | 217,711,000 | 277,351,000 | 271,533,000 | 276,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,990,203,000 | 1,914,818,000 | 1,926,109,000 | 1,908,453,000 |
| Interest-bearing deposits | 1,485,999,000 | 1,428,012,000 | 1,419,759,000 | 1,392,438,000 |
| Noninterest-bearing deposits | 504,204,000 | 486,806,000 | 506,350,000 | 516,015,000 |
| Equity capital | 223,535,000 | 230,030,000 | 233,180,000 | 237,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 20,989,000 | 42,529,000 | 64,166,000 | 85,833,000 |
| Interest expense | 2,512,000 | 4,986,000 | 7,083,000 | 9,120,000 |
| Net interest income | 18,477,000 | 37,543,000 | 57,083,000 | 76,713,000 |
| Noninterest income | 12,617,000 | 26,115,000 | 42,309,000 | 56,654,000 |
| Noninterest expense | 23,991,000 | 48,580,000 | 74,073,000 | 99,848,000 |
| Provision for loan losses | 436,000 | 1,083,000 | 3,163,000 | 3,746,000 |
| Pretax income | 6,667,000 | 13,995,000 | 22,156,000 | 29,773,000 |
| Income tax | 1,833,000 | 3,850,000 | 6,129,000 | 8,400,000 |
| Net income | 4,834,000 | 10,145,000 | 16,027,000 | 21,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,543,000 | 228,399,000 | 231,625,000 | 234,545,000 |
| Total capital | 246,725,000 | 247,964,000 | 251,524,000 | 252,545,000 |
| Risk-weighted assets | 1,533,471,000 | 1,564,762,000 | 1,591,594,000 | 1,592,090,000 |