Call reports 2013
BANKPLUS — 2013
What BANKPLUS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,381,736,000 | 2,390,645,000 | 2,393,785,000 | 2,385,232,000 |
| Total loans | 1,220,286,000 | 1,236,661,000 | 1,237,021,000 | 1,264,159,000 |
| Allowance for loan losses | 23,001,000 | 22,950,000 | 21,743,000 | 21,000,000 |
| Securities available for sale | 564,788,000 | 607,123,000 | 613,203,000 | 589,738,000 |
| Securities held to maturity | 215,539,000 | 222,318,000 | 221,191,000 | 219,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,916,704,000 | 1,894,655,000 | 1,913,454,000 | 1,890,723,000 |
| Interest-bearing deposits | 1,444,651,000 | 1,423,461,000 | 1,443,707,000 | 1,421,308,000 |
| Noninterest-bearing deposits | 472,053,000 | 471,194,000 | 469,747,000 | 469,415,000 |
| Equity capital | 221,513,000 | 216,138,000 | 217,533,000 | 217,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 21,275,000 | 42,443,000 | 63,638,000 | 84,693,000 |
| Interest expense | 2,726,000 | 5,463,000 | 8,107,000 | 10,659,000 |
| Net interest income | 18,549,000 | 36,980,000 | 55,531,000 | 74,034,000 |
| Noninterest income | 12,987,000 | 27,594,000 | 40,898,000 | 55,265,000 |
| Noninterest expense | 24,362,000 | 49,069,000 | 73,343,000 | 98,220,000 |
| Provision for loan losses | 1,086,000 | 2,944,000 | 3,976,000 | 5,036,000 |
| Pretax income | 6,088,000 | 12,561,000 | 19,110,000 | 26,043,000 |
| Income tax | 1,460,000 | 2,900,000 | 4,411,000 | 5,970,000 |
| Net income | 4,628,000 | 9,661,000 | 14,699,000 | 20,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,008,000 | 220,356,000 | 222,706,000 | 225,395,000 |
| Total capital | 236,272,000 | 238,796,000 | 241,459,000 | 244,415,000 |
| Risk-weighted assets | 1,456,381,000 | 1,470,687,000 | 1,497,215,000 | 1,519,611,000 |