Call reports 2012
BANKPLUS — 2012
What BANKPLUS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,274,558,000 | 2,275,542,000 | 2,249,737,000 | 2,243,098,000 |
| Total loans | 1,270,673,000 | 1,252,220,000 | 1,243,119,000 | 1,246,819,000 |
| Allowance for loan losses | 28,116,000 | 24,331,000 | 25,484,000 | 24,000,000 |
| Securities available for sale | 465,075,000 | 444,839,000 | 479,267,000 | 493,542,000 |
| Securities held to maturity | 195,263,000 | 198,914,000 | 208,303,000 | 219,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,813,897,000 | 1,814,360,000 | 1,779,873,000 | 1,767,293,000 |
| Interest-bearing deposits | 1,384,831,000 | 1,394,928,000 | 1,355,819,000 | 1,326,890,000 |
| Noninterest-bearing deposits | 429,066,000 | 419,432,000 | 424,054,000 | 440,403,000 |
| Equity capital | 213,146,000 | 216,247,000 | 218,171,000 | 219,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 23,248,000 | 46,351,000 | 69,167,000 | 91,505,000 |
| Interest expense | 3,323,000 | 6,552,000 | 9,436,000 | 12,132,000 |
| Net interest income | 19,925,000 | 39,799,000 | 59,731,000 | 79,373,000 |
| Noninterest income | 13,183,000 | 25,131,000 | 38,306,000 | 53,427,000 |
| Noninterest expense | 23,952,000 | 47,209,000 | 69,783,000 | 95,714,000 |
| Provision for loan losses | 2,724,000 | 5,086,000 | 9,848,000 | 12,317,000 |
| Pretax income | 6,432,000 | 12,635,000 | 18,406,000 | 24,769,000 |
| Income tax | 1,432,000 | 2,910,000 | 4,167,000 | 5,700,000 |
| Net income | 5,000,000 | 9,725,000 | 14,239,000 | 19,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,057,000 | 212,096,000 | 213,923,000 | 216,066,000 |
| Total capital | 228,409,000 | 230,357,000 | 232,129,000 | 234,209,000 |
| Risk-weighted assets | 1,458,429,000 | 1,454,784,000 | 1,449,214,000 | 1,445,605,000 |