Call reports 2010
BANKPLUS — 2010
What BANKPLUS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,208,434,000 | 2,272,506,000 | 2,272,590,000 | 2,228,772,000 |
| Total loans | 1,479,815,000 | 1,514,104,000 | 1,535,914,000 | 1,493,682,000 |
| Allowance for loan losses | 20,109,000 | 20,865,000 | 23,311,000 | 29,000,000 |
| Securities available for sale | 307,870,000 | 289,200,000 | 295,364,000 | 333,597,000 |
| Securities held to maturity | 168,235,000 | 170,344,000 | 172,301,000 | 189,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,678,456,000 | 1,680,263,000 | 1,693,265,000 | 1,713,760,000 |
| Interest-bearing deposits | 1,332,732,000 | 1,310,962,000 | 1,280,380,000 | 1,336,675,000 |
| Noninterest-bearing deposits | 345,724,000 | 369,301,000 | 412,885,000 | 377,085,000 |
| Equity capital | 201,217,000 | 204,083,000 | 204,535,000 | 203,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 28,128,000 | 57,059,000 | 85,709,000 | 113,314,000 |
| Interest expense | 5,572,000 | 11,191,000 | 16,304,000 | 20,757,000 |
| Net interest income | 22,556,000 | 45,868,000 | 69,405,000 | 92,557,000 |
| Noninterest income | 9,876,000 | 20,666,000 | 30,609,000 | 40,756,000 |
| Noninterest expense | 22,364,000 | 45,865,000 | 68,399,000 | 92,949,000 |
| Provision for loan losses | 2,407,000 | 8,031,000 | 15,311,000 | 24,902,000 |
| Pretax income | 7,661,000 | 12,638,000 | 16,304,000 | 15,462,000 |
| Income tax | 2,206,000 | 3,520,000 | 4,076,000 | 3,453,000 |
| Net income | 5,455,000 | 9,118,000 | 12,228,000 | 12,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,847,000 | 198,824,000 | 199,248,000 | 199,442,000 |
| Total capital | 217,924,000 | 219,125,000 | 219,399,000 | 219,266,000 |
| Risk-weighted assets | 1,606,165,000 | 1,623,551,000 | 1,608,881,000 | 1,576,776,000 |