Call reports 2009
BANKPLUS — 2009
What BANKPLUS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,126,220,000 | 2,037,928,000 | 2,049,169,000 | 2,144,987,000 |
| Total loans | 1,483,025,000 | 1,456,334,000 | 1,464,033,000 | 1,484,135,000 |
| Allowance for loan losses | 15,070,000 | 15,991,000 | 19,043,000 | 19,500,000 |
| Securities available for sale | 259,643,000 | 196,170,000 | 188,906,000 | 229,350,000 |
| Securities held to maturity | 175,364,000 | 178,411,000 | 171,628,000 | 168,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,577,777,000 | 1,499,285,000 | 1,488,575,000 | 1,594,708,000 |
| Interest-bearing deposits | 1,240,941,000 | 1,195,688,000 | 1,194,359,000 | 1,250,761,000 |
| Noninterest-bearing deposits | 336,836,000 | 303,597,000 | 294,216,000 | 343,947,000 |
| Equity capital | 189,708,000 | 193,265,000 | 194,980,000 | 196,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 29,930,000 | 58,231,000 | 86,231,000 | 114,171,000 |
| Interest expense | 7,873,000 | 15,213,000 | 21,754,000 | 27,431,000 |
| Net interest income | 22,057,000 | 43,018,000 | 64,477,000 | 86,740,000 |
| Noninterest income | 9,035,000 | 19,727,000 | 31,287,000 | 42,483,000 |
| Noninterest expense | 21,893,000 | 45,200,000 | 68,283,000 | 93,108,000 |
| Provision for loan losses | 967,000 | 6,300,000 | 11,140,000 | 13,946,000 |
| Pretax income | 8,232,000 | 11,245,000 | 16,341,000 | 22,169,000 |
| Income tax | 2,300,000 | 2,744,000 | 4,167,000 | 5,800,000 |
| Net income | 5,932,000 | 8,501,000 | 12,174,000 | 16,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,211,000 | 190,571,000 | 191,557,000 | 195,079,000 |
| Total capital | 201,281,000 | 206,562,000 | 210,600,000 | 214,579,000 |
| Risk-weighted assets | 1,593,505,000 | 1,550,971,000 | 1,558,466,000 | 1,590,490,000 |